Mortgage Loans to Be Provided to Young Families in Need of Housing

By Presidential Decree No. 66 dated April 20 of this year, the “Youth of New Uzbekistan – 2030” Strategy, designed for 2026–2030, has been approved.

In accordance with the document, starting from January 1, 2027, a system for providing mortgage loans to young families in need of housing will be introduced, enabling them to purchase apartments on the primary housing market.

In particular, under the mortgage program, a portion of the interest payments on mortgage loans exceeding the Central Bank’s base rate will be subsidized from the State Budget.

Mortgage loans will be granted to young families that meet the following key social criteria:

-the age of the applicant and his/her spouse must not exceed 30 years;

-neither the applicant nor his/her spouse must have owned any real estate within the past three years.